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Do dental insurance plans with no waiting periods cost more?

Yes, dental insurance plans with no waiting periods typically cost more than other types of plans. Dental insurance companies base rates on multiple factors, including the breadth of coverage. That coverage includes waiting periods for different types of services.

Does a PPO plan offer immediate dental coverage?

With no waiting period for preventive dental care, and for basic and major procedures when you switch plans, our PPO plan offers immediate dental coverage.

Does spirit dental insurance have a waiting period?

Six dental insurance plans from Spirit have no waiting period and are available in almost every state except Washington State. Spirit’s lowest-priced preferred provider organization (PPO) plan, Spirit Preventive Plus PPO, which covers basic and major care, has a $100 lifetime deductible per person.

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